Employee Health Solutions

for Business

David Gonzalez

(415) 334-5725

Health Efficiency Plan Consultant

Give Your Employees the Care They Deserve

We offer a groundbreaking way to benefit both employees and the company with one simple process.

Our Program is a Section 125 Pre-Tax plan* prioritizing preventative health and wellness.

Our Health Efficiency Plans can be at no Net Cost for the employer and employee.

view video for complete details

How this program benefits YOU, the Employer

Receive between $480 - $620 in tax savings annually for each enrolled employee.

Employers will save over $40 each month per employee in payroll taxes without any extra cost. (see example further down page)

Our Enrollment Team enrolls everyone, so there's no extra burden to your HR department.

Our Health Efficiency Plan doesn't disrupt or replace your primary health insurance, rather enhances the benefits of your existing Employee Health Package.

Empower your employee recruiting and retention by our Health Efficiency Plan into your benefits package.

Employees will see a monthly increase of $30 to $300 in take-home pay by participating in the program.

By using our services first, employees will reduce usage of their Primary Care resulting in future savings.

Your employees will love...

No Copay.

No Deductibles.

No Coinsurance.

This plan does not disrupt or replace any Medical or Supplemental Plan. It is simply an enhancement of your current benefits for qualified employees. Most importantly, we focus on predictive & preventative health before it becomes a health insurance issue.

A Win-Win for Employees

Participating in a "125 Cafeteria Plan" reduces an Employee's taxable income and in turn increases their take-home pay while at the same time adding additional health benefits for themselves and their family members.

A BIG Win for Employers

Every dollar put through a Section 125 plan reduces an Employer's payroll through a reduction in their payroll tax liability by eliminating the matching FICA taxes of 7.65%, with the employer's tax savings starting on month two.

A Simple, Game-Changing Solution

Join the ranks of forward-thinking companies investing in the health and well-being of their employees. Contact us to learn more about how we can transform your company's health benefits.

High Enrollment Percentages

100% Voluntary

No Underwriting

Increased Employee Retention

Happy Employees

We offer six plan options to maximize employee participation and savings for the employer.

THE PROGRAM'S FOUNDATION

Unlimited Tele-Health Benefits

At the core of your Health Efficiency Plan is 24/7/365 tele-health services that provides medical care when you need, to answer any questions about your Plan, and to help you access your other benefits.

Virtual ER Telemedicine

Primary Care

Urgent Care

Behavioral Health

Dermatology

$0 Co-Pay Fee

Receive Personalized Programs...

Chronic Disease Management

Prescription Program

Billing Advocacy

Biometric Facial Scanner

Health Risk Assessments

Weight Management

Smoking Cessation

Dental Support

Chronic Disease Management

Prescription Program

Billing Advocacy

Care for the Whole Family

Some of the ways Employees use our service...

Virtual Urgent Care

We evaluate your situation and will often resolve the situation virtually, including writing prescriptions and ordering lab tests or imaging (like x-rays). If you need in-person help, we’ll help you decide where to go and will be with you when you do.

Chronic Medical Condition Management

Joint pain, high blood pressure, diabetes, weight loss, smoking cessation... we're here to help you get healthy and stay healthy. We offer virtual physicals, order lab tests, and coach you on how to manage any medical conditions. Call us for medication refills, answers to your most pressing questions, and for any help you need managing your health.

Basic Mental Health Services

We'll take the struggle out of finding mental health support by providing short-term support while helping find resources in your area, and your budget.

Health & Wellness Support

We can help you lose weight, quit smoking, or simply improve your diet and exercise routine. Through weekly newsletters, online assessments, and our digital education center, you will continuously learn the best ways to manage your health.

Our Tele-Health Difference

We don’t bill you or your insurance

We stay with you until your problem is resolved

We're one click away when you need us

Plus... An Acute Medication Program with No-Cost Drugs

37 Commonly prescribed drugs at No Charge

70,000+ Retail pharmacies in the U.S.A

Discount program for drugs not on formulary

Prescription Assistance Program is available for medication over $200

Does not impact your current medical claims

Just present the Rx Card and save!

Also Includes... Unlimited Peer-to-Peer Certified Mentoring

Personalized Mentoring for Peak Work & Life Performance

High Perceived Value to Employee Families

Reinforce a “Culture of Caring”

Guides help ALL adult household family members thrive

Unlimited Certified Guide sessions with no employee co-pay

Filling the Gap as the

"Whole Person & Whole Life" Solution

More Casual than Therapy

More Qualified than a Friend

SHRM Used. SHRM Approved.

Image

"The world is experiencing an empathy deficit. What I respect about life mentors is that as an employer, you can translate empathy into compassion in action."

— Johnny C. Taylor, CEO of SHRM

Employees choose from a community of Certified Life Mentors with matched life experience in one of 400+ topics of Personal Growth, Lifelong Learning, and Life Challenges.

Employees Love their Mentor Sessions

Valued by Leading Companies Including:

And for the Employer... an Incredible Tax Savings Benefit!

Employer Savings Example

Average Savings Calculations

Savings Per Employee

Per Month: $80.32

Per Year: $963.84

Admin Cost Per Employee

Per Month: $40.00

Per Year: $480.00

Net Savings Per Employee

After Health Plan Fee

Per Month: $40.33

Per Year: $483.90

Average Savings Per Year Per Employee: $483.90

Expanded Example of the Average Savings Multiplied by Employee Count

Get Started Today by Booking a Call

to Discuss Your Business Options

Join the ranks of forward-thinking companies investing in the health and well-being of their employees.

Contact us to learn more about how Health Efficiency Plans can transform your company's health benefits.

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Count on us as your dedicated partner in navigating the intricacies of Section 125 tax reductions*. Beyond mere cost savings, we're devoted to the long term health of your employees and their families.

With a thorough understanding of the complexities involved, we're committed to tailoring a Health Efficiency Plan specifically for your needs and those of your employees. These plans can put more money back into the pockets of both your employees and your business, while at the same time providing additional health benefits. Truly, it's a Win-Win combination.

Let's work together to pave the way for a healthy and prosperous future for everyone in your business.

*Dreams Business Resources and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only.

David Gonzalez

Health Efficiency Plan Consultant

David Gonzalez

(415) 334-5725

425 Virginia Street

Vallejo, CA 94591

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