Employee Health Solutions
for Business
Susan Acosta
(808) 201-2018
Health Efficiency Plan Consultant
Give Your Employees the Care They Deserve
We offer a groundbreaking way to benefit both employees and the company with one simple process.
Our Program is a Section 125 Pre-Tax plan* prioritizing preventative health and wellness.
Our Health Efficiency Plans can be at no Net Cost for the employer and employee.
view video for complete details
How this program benefits YOU, the Employer
Receive between $480 - $620 in tax savings annually for each enrolled employee.
Employers will save over $40 each month per employee in payroll taxes without any extra cost. (see example further down page)
Our Enrollment Team enrolls everyone, so there's no extra burden to your HR department.
Our Health Efficiency Plan doesn't disrupt or replace your primary health insurance, rather enhances the benefits of your existing Employee Health Package.
Empower your employee recruiting and retention by our Health Efficiency Plan into your benefits package.
Employees will see a monthly increase of $30 to $300 in take-home pay by participating in the program.
By using our services first, employees will reduce usage of their Primary Care resulting in future savings.
Your employees will love...
No Copay.
No Deductibles.
No Coinsurance.
This plan does not disrupt or replace any Medical or Supplemental Plan. It is simply an enhancement of your current benefits for qualified employees. Most importantly, we focus on predictive & preventative health before it becomes a health insurance issue.
A Win-Win for Employees
Participating in a "125 Cafeteria Plan" reduces an Employee's taxable income and in turn increases their take-home pay while at the same time adding additional health benefits for themselves and their family members.
A BIG Win for Employers
Every dollar put through a Section 125 plan reduces an Employer's payroll through a reduction in their payroll tax liability by eliminating the matching FICA taxes of 7.65%, with the employer's tax savings starting on month two.
A Simple, Game-Changing Solution
Join the ranks of forward-thinking companies investing in the health and well-being of their employees. Contact us to learn more about how we can transform your company's health benefits.
High Enrollment Percentages
100% Voluntary
No Underwriting
Increased Employee Retention
Happy Employees
We offer six plan options to maximize employee participation and savings for the employer.
THE PROGRAM'S FOUNDATION
Unlimited Tele-Health Benefits
At the core of your Health Efficiency Plan is 24/7/365 tele-health services that provides medical care when you need, to answer any questions about your Plan, and to help you access your other benefits.
Virtual ER Telemedicine
Primary Care
Urgent Care
Behavioral Health
Dermatology
$0 Co-Pay Fee
Receive Personalized Programs...
Chronic Disease Management
Prescription Program
Billing Advocacy
Biometric Facial Scanner
Health Risk Assessments
Weight Management
Smoking Cessation
Dental Support
Chronic Disease Management
Prescription Program
Billing Advocacy
Care for the Whole Family
Some of the ways Employees use our service...
Virtual Urgent Care
We evaluate your situation and will often resolve the situation virtually, including writing prescriptions and ordering lab tests or imaging (like x-rays). If you need in-person help, we’ll help you decide where to go and will be with you when you do.
Chronic Medical Condition Management
Joint pain, high blood pressure, diabetes, weight loss, smoking cessation... we're here to help you get healthy and stay healthy. We offer virtual physicals, order lab tests, and coach you on how to manage any medical conditions. Call us for medication refills, answers to your most pressing questions, and for any help you need managing your health.
Basic Mental Health Services
We'll take the struggle out of finding mental health support by providing short-term support while helping find resources in your area, and your budget.
Health & Wellness Support
We can help you lose weight, quit smoking, or simply improve your diet and exercise routine. Through weekly newsletters, online assessments, and our digital education center, you will continuously learn the best ways to manage your health.
Our Tele-Health Difference
We don’t bill you or your insurance
We stay with you until your problem is resolved
We're one click away when you need us
Plus... An Acute Medication Program with No-Cost Drugs
37 Commonly prescribed drugs at No Charge
70,000+ Retail pharmacies in the U.S.A
Discount program for drugs not on formulary
Prescription Assistance Program is available for medication over $200
Does not impact your current medical claims
Just present the Rx Card and save!
Also Includes... Unlimited Peer-to-Peer Certified Mentoring
Personalized Mentoring for Peak Work & Life Performance
High Perceived Value to Employee Families
Reinforce a “Culture of Caring”
Guides help ALL adult household family members thrive
Unlimited Certified Guide sessions with no employee co-pay
Filling the Gap as the
"Whole Person & Whole Life" Solution
More Casual than Therapy
More Qualified than a Friend
SHRM Used. SHRM Approved.
"The world is experiencing an empathy deficit. What I respect about life mentors is that as an employer, you can translate empathy into compassion in action."
— Johnny C. Taylor, CEO of SHRM
Employees choose from a community of Certified Life Mentors with matched life experience in one of 400+ topics of Personal Growth, Lifelong Learning, and Life Challenges.
Employees Love their Mentor Sessions
Valued by Leading Companies Including:
And for the Employer... an Incredible Tax Savings Benefit!
Employer Savings Example
Average Savings Calculations
Savings Per Employee
Per Month: $80.32
Per Year: $963.84
Admin Cost Per Employee
Per Month: $40.00
Per Year: $480.00
Net Savings Per Employee
After Health Plan Fee
Per Month: $40.33
Per Year: $483.90
Average Savings Per Year Per Employee: $483.90
Expanded Example of the Average Savings Multiplied by Employee Count
Get Started Today by Booking a Call
to Discuss Your Business Options
Join the ranks of forward-thinking companies investing in the health and well-being of their employees.
Contact us to learn more about how Health Efficiency Plans can transform your company's health benefits.
Count on us as your dedicated partner in navigating the intricacies of Section 125 tax reductions*. Beyond mere cost savings, we're devoted to the long term health of your employees and their families.
With a thorough understanding of the complexities involved, we're committed to tailoring a Health Efficiency Plan specifically for your needs and those of your employees. These plans can put more money back into the pockets of both your employees and your business, while at the same time providing additional health benefits. Truly, it's a Win-Win combination.
Let's work together to pave the way for a healthy and prosperous future for everyone in your business.
*Dreams Business Resources and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only.
Susan Acosta
Health Efficiency Plan Consultant
Susan Acosta
(808) 201-2018
4220 S. Maryland Pkwy Suite 200
Las Vegas, NV 89119
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